Americans have a delinquent debt problem.
That's according to a study by Urban Institute.
Debt in collections involves a non-mortgage bill, such as a credit card balance, medical or utility bill that is more than 180 days past due.
The study found the debt in collections ranged from as little as $25 to $125,000.
Also according to the study, nearly 12 million adults have non-mortgage debt reported past due, and they need to pay about $2,200 on average to become current on that debt.
Furthermore, 77 million americans have debt in collections reported in their credit files. With an average debt amount of nearly $5,200.
The study is based on records from credit reporting agency Transunion.
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