AMARILLO -- The BBB has some tips on recent scams occurring in the area and tips to become debt free.
FAKE FBI AGENTS TRY TO COLLECT ON PAYDAY LOANS
Scammers are posing as FBI agents in an attempt to scare consumers into paying debts they don't owe. Here's how it works:
- Caller ID says "Federal Investigations you answer and the person on the other line claims to be an FBI agent. He or she says the FBI is monitoring your online activity, and they know you have an overdue payday loan. You may actually have an outstanding loan, but the caller is looking to collect far more than the balance.
MAKE 2014 THE YEAR YOU BECOME DEBT-FREE
Better Business Bureau and ClearPoint Credit Counseling Solutions are encouraging consumers to be calculated budgeters in their efforts to get out of debt. Here are five tips to help you be more calculated in budgeting and debt reduction:
- Set up a household budget to guide your spending patterns.
- Choose a method - ladder or snowball - either way, youll be moving in the right direction.
- Ask for lower rates.
PUBLISHERS CLEARING HOUSE ALWAYS KNOCKS
Recent calls to BBB indicate the recipient has won millions of dollars but first has to send money to receive their winnings. Unfortunately, when victims are taken advantage of their money is gone from the economy and little if anything can be done at that point.
If you have received notification of winning a prize, remember:
- Most prize notifications are fraudulent. If you win a prize you will be contacted by certified mail and you will not be asked to send money up front.
- If you wire money as a promise to claim your prize - wire transfers are like cash and cannot be recovered.
- You should never have to send money to receive any winnings from a lottery or sweepstakes. When you win, the money comes to you.
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