City Hosting Payday Lending & Title Loan Workshop

AMARILLO -- Amarillo City Council is hosting a community-wide meeting July 21 at 5:30 p.m. in the Heritage Ballroom at the Amarillo Civic  to learn more about payday lending and title loans. 

This workshop is designed to help council members work with the community in an effort to consider a model ordinance that will support fair, equitable interest and fee charges for payday, auto title and other small dollar loans.

According to the Texas Municipal League (TML), while many other states have enacted laws to restrict predatory lending practices, meaningful reforms have failed to pass the Texas Legislature in the last three sessions. Free of any statewide cap on lending fees, limits on loan rollovers, and other restrictions, the number of payday and auto title loan stores in Texas has exploded with more than 2,000 new storefronts opening in the last six years. In the absence of state action, 18 Texas cities have passed the model ordinance to date, covering 42 percent of the payday and auto title loan locations in the state.

As part of the Council’s workshop, Ms. Brett Merfish of Texas Appleseed will provide an overview of that organization’s efforts on the local, state and federal levels to ensure effective payday industry regulation and oversight and share successes experienced in other communities across the state of Texas. She will be joined by Dallas City Councilmember Jerry Allen who will share the challenges his city faced when addressing the issue, as well as the resulting success. Members of the community are also invited to ask questions and share relevant information.

For more information on payday and auto title lending reform, visit or  

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